The CPF Insurance Trust is the premier benefits organization for California Professional Firefighters, protecting over 38,000 members since 1971. Governed by a board of active and retired firefighters, we specialize in delivering high-quality, cost-effective insurance solutions that put your family first. Explore our range of member-focused benefits designed to support you throughout your career and into retirement.
Representing
the Membership
While the CPF Insurance Trust focuses on delivering high-quality benefits, it is built upon the broader foundation of the California Professional Firefighters (CPF). As state council to the International Association of Firefighters (IAFF), the CPF has grown to become the largest, most recognized, and most respected firefighter organization in California. By working hard on your behalf within the halls of the California Legislature, the CPF's mission is to improve the lives of all professional firefighters and to protect their families.
The seven directors of the CPF Insurance Trust are all active or retired firefighters.
The Insurance Trust's governance is structured to represent you, the membership. Of the seven directors, three are elected by the delegates at the CPF Convention and four are appointed by the CPF Principal Officers and Executive Board. To ensure diverse representation, at least one director must be a CPF Executive Board member, while another must be a retired member. The directors serve two-year terms.
Working
for You
The Insurance Trust engages a third-party administrator, PTW Insurance Services, and other partners to assist in administering the various insurance products and services offered. Most importantly, the directors remain dedicated to their core mission: to provide CPF members with high-quality, cost-effective benefits that ensure you and your family are well protected.
Should you have any questions, please contact the team at PTW Insurance Services today at the toll-free number (888) 550-5000, or via email at info@ptwinsurance.com.
LONG TERM DISABILITY
Endorsed by the California Professional Firefighters Executive Board, the PYI+ long-term disability (LTD) plan provides you income protection for both on and off-the-job disabilities (including mental and nervous conditions). Our LTD plan guarantees that your base salary will not fall below 66 2/3% (integrating with any other income you are receiving) when you become eligible to receive benefits.
Members in good standing (Full Union Members) of California Professional Firefighters are eligible to enroll in the PYI+ plan, which covers up to 24 months when your disability prevents you from performing the duties of your own occupation as a firefighter, and continues to protect your income thereafter if your disability prevents you from working in any occupation beyond the initial 24 months, to age 65.