Accident
Insurance

We all want to be ready for bills we don’t see coming — especially accident-related costs not covered by medical insurance.

You can’t predict a car crash, a fall, a bike accident or a child getting hurt playing soccer. But you can take action to help prepare your finances.

Purchase Group Accident insurance from Standard Insurance Company (The Standard‡ ).

Accident Insurance helps with out-of-pocket costs from a covered accident

• Pays you or a covered family member directly, not medical providers

• Can help with whatever costs you decide — like deductibles, copays or other expenses

• Covers a wide range of treatments due toan accident

• Pays an extra 25% of total benefits for injuries during youth organized sports

Key Features of Accident insurance

• 24 hour coverage

• Line of Duty Benefit

• AD&D Benefit

• $200 Health Maintenance Screening Benefit

Insurance in Action - Hit By a Car*

Mike was struck by a car while on vacation. An ambulance took him to the hospital, and multiple fractures kept him in the hospital for five days.

Benefits from his Accident Insurance helped cover his health plan’s copays and deductible. Mike also used the money to pay for out-of-pocket costs, like his family’s travel to and from the hospital.

Mike used his Accident Plan benefit to help cover:

• Ground ambulance

• Emergency room

• CAT scan

• Hospital admission

• Five-day hospital stay

• Two physician follow-ups

• Physical therapy(two sessions)