Today, more than ever, shouldn’t you be prepared for the unexpected? Accident Insurance can be extremely important to you and your family in the event one of you is involved in an accident. No matter what precautions we take, accidents DO happen.

What’s the Difference between Life Insurance and Personal Accident Insurance?
Because Life Insurance pays a benefit due to death it is generally the better choice for protecting loved ones against the devastating loss of income that might occur if a Member dies. A Personal Accident Policy is a good choice to supplement a life insurance policy — but because it excludes natural causes, it should not be relied upon as the only protection for your family.

Personal Accident Insurance may be an attractive option when:

• A Member enjoys a particularly active lifestyle and wants additional protection against death or dismemberment from accidentalcauses.
• A Member has very active family members and wants protection against the accidental death or dismemberment of a spouse or dependent child.
• A Member cannot qualify for life insurance due to recent and substantial medical issues, but still wants protection against death or dismemberment from accidental causes.

The advantage of CPF’s Personal Accident Insurance Program:

• It is very affordable.
• No Medical Exams are necessary to enroll.
• It can be provided at very low cost for all Family members.

Click HERE for the information about the CPF’s Personal Accident Insurance Program.
Click HERE for the Personal Accident Insurance Benefit Summary.
Click HERE for the application/change form for the CPF Personal Accident Insurance Program.